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The Happy Saver
29. Being curious and asking questions gets rewards.
Apr 17

Apr 17 29. Being curious and asking questions gets rewards.

Ruth
Money Journey, Personal Finance, Financial Independence, Podcast, Rental Property

MONEY JOURNEYS

Arataki is a woman who focuses on the collective and not on the individual and as she has moved through life she used some difficult experiences to not hold her back, but to drive her forward.

28. To stay on the million dollar mortgage treadmill or not?
Apr 10

Apr 10 28. To stay on the million dollar mortgage treadmill or not?

Ruth
Money Journey, Personal Finance, Financial Independence, Podcast, Rental Property

MONEY JOURNEYS

Lucas had reached a bit of a cross roads. He appeared to have what seems to be the Kiwi dream, a house and a rental property. Will Lucas stay on the treadmill that is the New Zealand housing market or will he step off?

27. Minimalists go off on an adventure!
Apr 3

Apr 3 27. Minimalists go off on an adventure!

Ruth
Money Journey, Personal Finance, Financial Independence, Podcast, Debt Free

MONEY JOURNEYS

Sandra and Paul have both saved up, whittled down their lives to an 11kg backpack each, quit their jobs and transitioned into a new life of travel, adventure and a location-independent lifestyle.

26. Single Income is No Barrier to Becoming Financially Independent
Mar 27

Mar 27 26. Single Income is No Barrier to Becoming Financially Independent

Ruth
Money Journey, Personal Finance, Financial Independence, Podcast, Debt Free, Index Funds, SmartShares

MONEY JOURNEYS

What you pay attention to gets done and Kate worked this out from an early age. There is little that will keep her from achieving her goals.

25. 1980s Yuppie Went Without to Invest Money from a Young Age
Mar 20

Mar 20 25. 1980s Yuppie Went Without to Invest Money from a Young Age

Ruth
Money Journey, Personal Finance, Financial Independence, Podcast, Debt Free, Index Funds, Shares

MONEY JOURNEYS

Tom’s story gives a fascinating look at the rocky ride of a share investor, a life well lived and a net worth that reflects that it all worked out OK in the end.

24. Four kids, a tight budget and a house build...
Jul 25

Jul 25 24. Four kids, a tight budget and a house build...

Ruth
Money Journey, Personal Finance, Financial Independence, Podcast, Debt Free, Index Funds

MONEY JOURNEYS

Alison and Tom are parents to four children under the age of four. With a house build on the cards, a tight budget and a single income, we hear how this family of six manage to not just survive but thrive.

23. Family Planning
Jul 18

Jul 18 23. Family Planning

Ruth
Money Journey, Personal Finance, Financial Independence, Investing, Podcast, Debt Free, Index Funds, Saving, Money Education, Sharesight

MONEY JOURNEYS

Three kids and an almost paid for house? It sounds like an impossible dream but I’m pleased to tell you it is a reality for this Wellington couple.

22. Simon Says... Live the life you want today.
Jul 11

Jul 11 22. Simon Says... Live the life you want today.

Ruth
Money Journey, Personal Finance, Financial Independence, Investing, Podcast, KiwiSaver, SuperLife, Index Funds, Saving, Sharesight

MONEY JOURNEYS

Simon knows where he is at financially and more importantly he knows what kind of life he wants to live today and into the future.

21. Consumer Debt Be Gone!
Jul 4

Jul 4 21. Consumer Debt Be Gone!

Ruth
Money Journey, Personal Finance, Financial Independence, Podcast, Debt Free, Saving, Sharesight

MONEY JOURNEYS

This married Mum of one was feeling crushed by consumer debt and was forced back to work when she would rather be at home with her daughter. Something had to change and she was the only person to make that change.

20. Super Consumer to Super Saver
Jun 27

Jun 27 20. Super Consumer to Super Saver

Ruth
Money Journey, Personal Finance, Financial Independence, Investing, Podcast, Debt Free, Index Funds, Saving, Sharesight

MONEY JOURNEYS

Bret has spent the last year and a half going from super consumer to super saver. He used to use money to buy endless stuff, but now he is using it as a currency to buy back his time.

19. An Epiphany In Paris
Jun 20

Jun 20 19. An Epiphany In Paris

Ruth
Money Journey, Personal Finance, Financial Independence, Investing, Podcast, KiwiSaver, SuperLife, SmartShares, Debt Free, Index Funds, Saving, Sharesight

MONEY JOURNEYS

A holiday is a great opportunity to clear your head and make future plans. Nellie decided that if you are going to make a plan to completely change your financial life then you might as well start right now.

18. Asking for help has been a game changer.
Jun 13

Jun 13 18. Asking for help has been a game changer.

Ruth
Money Journey, Personal Finance, Financial Independence, Investing, Podcast, Debt Free, Saving, Sharesight

MONEY JOURNEYS

Years of DIY investing has worked Shane into a very good financial position but putting his hand up and asking for help to improve his portfolio has meant that his retirement will happen just that much sooner.

17. Weetbix for breakfast, lunch and dinner!
Jun 6

Jun 6 17. Weetbix for breakfast, lunch and dinner!

Ruth
Money Journey, Personal Finance, Financial Independence, Investing, Podcast, Debt Free, Saving, Sharesight

MONEY JOURNEYS

Today I want to tell you about Ashley and her action packed and interesting journey. She is now debt free and enjoying every moment, but it sure has been a rocky ride.

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The information provided by The Happy Saver, including content on TheHappySaver.com, email correspondence, and any ideas, opinions, views, commentary or suggestions, is for general informational and entertainment purposes only. It is not financial advice and should not be treated as advice specific to your personal circumstances. Ruth is not a financial adviser and has no financial qualifications. Before making financial or investment decisions, consider seeking advice from a suitably qualified financial professional.

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